Most travelers assume that their trips will be uneventful, but sadly the more often you travel it becomes increasingly clear that anything can - and will happen. It's just a matter of time before it happens to you and that's why travel insurance is an important thing for you to consider. While insurance won't prevent something from happening, it's your hedge against a bad event being worse than it needs to be. Unfortunately, one of the biggest reasons that many of us choose not to purchase this service is that claims can be difficult to submit and process - especially while traveling, and the money never seems to come in time. After all, when you are traveling and the airlines lose your bag - you want that compensation ASAP, not after you return home. Luckily, companies like Allianz Global Assistance are listening to customers and they have developed a new app to help make things easier.